Klarna. Buy Now, Pay Later!
(Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status).
What is Klarna?
Klarna allows you to purchase products and split the payment into 3 monthly instalments with ZERO interest. No hidden fees and no credit agreement needed. To find out more about Klarna and how you can use it to shop with us, go to Klarna.com
How Does Pay Later in 3 Interest-Free Insallments Work?
Pay later in 3 interest-free instalments works as a from of credit. It allows you to spread the cost of a purchase over 3 equal installments. The payment for each of these instalments will be automatically withdrawn from your debit/credit card that you used to checkout. Your first installment will be taken automatically when you purchase from us, and the other 2 installments will be schedulded for 30 days and 60 days later. To monitor your payements you can download the Klarna app.
What Do I Need To Provide When I Purchase?
To complete a purchase using Klarna's Pay Later in 3 interest-free instalments, you will need to provide an email address and a debit or credit card. Your email address will be used for all communications, so it is very important to get these details correct to recieve your payment schedule or any updated order information.
Is Klarna Reputable?
They are very reputable. Klarna's services are used by over 60,000 merchants, including H&M, IKEA, ASOS, and Zara. In 2017, Klarna processed over $20 billion in transactions. Klarna has been growing rapidly and is now one of the most valuable fintech companies in Europe. The company has plans to expand its services to more countries and continue its rapid growth.
Will a Credit Search Take Place Against Me?
Klarna will report BNPL purchases made in the UK to credit reference agencies (CRAs) to enable you to build up a positive credit profile through responsible use of Klarna's BNPL products.
What Happens if I Cancel or Return my Order?
As soon as Angelic Aromas Aberdeen have accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due. The return will be reflected in the Klarna app immediately. Refunds will be processed within within 5-7 business days.
Can I Pay My Installments Off Quicker?
Yes. Customers have the option to pay off the purchase in full at any time within the payment period, without any penalties.
To find out more, please visit klarna.com